Promissory note is an unconditional obligation of the Bank to pay monetary funds in the amount of nominal sum at maturity specified therein. 

Liabilities under any promissory note are secured by all assets and property of the Bank;

Promissory notes issued by JSCB Transstroibank (JSC) can be used as:

• a means of accumulation that provides a regular income;
• a highly liquid security which can be used as a collateral to obtain loans and guarantees.
• an all-purpose means of payment enabling to pay to partners for any commodities and materials;

JSCB Transstroibank (JSC) issues promissory notes denominated in both the Russian roubles, and the foreign currency. The notes denominated in the foreign currency, at the customer’s desire, can be purchased and paid in the foreign currency or in the Russian roubles.

JSCB Transstroibank (JSC) issues promissory notes of the following kinds:

• non-interest bearing notes;
• interest-bearing notes;
• discount notes.

Yield on promissory notes is established by the Bank depending on the time of maturity and the nominal sum of securities acquired.