Loan Purpose: Working capital financing
Loan amount: Up to RUB 100,000,000
Loan currency: RUB
Interest rate: Individual
Loan term: Up to 1 year
Monthly payment:
- principal repayment by equal monthly instalments;
- grace period for the principal amount is provided for not more than 6 months for loans with the loan term of up to 12, and not more than 12 months in the event of loan term of more than 12 months
Requirements to collateral – forms of loan security:
- primary collateral – immovable property (pledge value of at least 50% of the loan amount)
- additional collateral – pledge of the equipment, motor transport, special-purpose machinery (maximum 30% of the total pledge value), stock-in-trade (maximum 20% of the total pledge value)
- security deposit by legal entities (including the security from third parties)
- suretyship by a guarantee fund
Commissions for granting loan:
- up to 1% for granting loan;
- 1.5% for unspent lending ceiling
Forms of loan product granted: single-payment loan, non-revolving credit line