Loan purpose: Working capital loan to purchase special-purpose machinery and motor transport
Loan amount: Up to RUB 100,000,000
Loan currency: RUB
Interest rate: Individual
Loan term: Up to 3 years
Monthly payment:
- principal repayment by equal monthly instalments;
- grace period for the principal amount is provided for not more than 6 months for loans with the loan term of up to 12, and not more than 12 months in the event of loan term of more than 12 months
Requirements to collateral – forms of loan security:
- pledge of the equipment purchased
- pledge of the motor transport/special-purpose machinery purchased
- pledge of motor transport, equipment, and immovable property can be as an additional pledge if necessary
- personal suretyship by business owners and related companies
- suretyship by a guarantee fund
Commissions for granting loan:
- up to 1% for granting loan
- 1.5% for unspent lending ceiling
Forms of loan product granted: single-payment loan, non-revolving credit line